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3 Ways Life Insurance Can Help with Estate Planning

3 Ways Life Insurance Can Help with Estate Planning

Estate planning is not just for those who plan to retire, or the elderly – this process is a crucial issue for anyone who wants to protect their assets and their loved ones. Life insurance is one of the most effective estate planning tools, no matter the size or value of your estate. You may be in the process of purchasing a home for your...

General Liability vs. Professional Liability Insurance

General Liability vs. Professional Liability Insurance

If you own a business, you need to ensure you have the right business insurance. What is right for your company, general liability, or professional liability insurance? It could not be more critical to select the correct type of business insurance for the activities of your company. For many types of businesses, you need both general liability and professional liability coverage. General Liability Insurance: What...

Celebrating Women’s History Month

Celebrating Women’s History Month

Women have played a significant role in our culture, but these contributions have been brushed over, or are entirely missing from the history books. Women’s History Month was established to celebrate women’s contributions to world cultures, history, and society. In 1980, President Jimmy Carter was responsible for the first proclamation, declaring the week of March 8 as Women’s History Week. His message read: “From the...

How to Create a Home Inventory

How to Create a Home Inventory

After a disaster, such as a fire, theft, or a storm, filing a personal insurance claim is a priority. Your insurance company will require you to present a full inventory of your lost or damaged items. A home inventory makes the insurance claims process far more efficient and faster. Any homeowner or renter should take the time to create an inventory of their possessions. The...

How to Read a Summary of Benefits and Coverage

How to Read a Summary of Benefits and Coverage

The Summary of Benefits and Coverage (SBC) was created under the Affordable Care Act. It was designed as a standardized tool to help you better understand what is covered by your health plan or to directly compare different health insurance plans. The following is a guide on how to read a Summary of Benefits and Coverage. General Plan Information At the top of the SBC...