5 Most Common Insurance Claims and How to Avoid Them
Posted: June 2, 2025
June has arrived! This month is National Homeowners’ Month and National Safety Month. We celebrate both special recognitions by considering how homeowners can keep their properties safe and secure. Knowing the most common insurance claims can help you safeguard your property and avoid the risk of losses. Here are five prevalent homeowners' insurance claims and strategies to prevent them: 1. Water Damage Water damage is...
Juneteenth: Understanding the Past to Pave a Better Future
Posted: June 1, 2025
Juneteenth is more than a holiday—it’s a powerful reminder of resilience, progress, and the enduring quest for equality. Celebrated on June 19, this day marks the historic announcement of the emancipation of enslaved African Americans in Texas and, by extension, throughout the United States. As we reflect on this pivotal moment in history, we also recognize its profound impact today and its promise for a...
When Is a High Deductible Health Plan the Right Choice?
Posted: May 25, 2025
Health insurance can seem like a labyrinth of legal and medical jargon, with endless choices. One option that often sparks confusion is the High Deductible Health Plan (HDHP). When they hear “high deductible,” many people immediately think it is expensive and risky. However, in some cases, it can actually be a good move. The following information can help you decide whether a high-deductible health plan...
Risk Factors That Impact Life Insurance Premiums
Posted: May 22, 2025
When you purchase life insurance, you agree to pay monthly premiums and hope the death benefit is enough to protect your family should something unexpected happen. If you have ever felt that your premium is higher than expected, you are not alone. Understanding the factors that determine how much you will pay each month. Insurance companies use the following risk factors to calculate your premiums: ...
5 Things Business Owners Should Know About Insurance Limits and Deductibles
Posted: May 19, 2025
Building a business involves making countless vital decisions, including hiring the right team, buying the right software, and finding a suitable space. Understanding the basics of insurance coverage may be glossed over during day-to-day operations. Insurance is one of the behind-the-scenes essentials that can make or break financial stability when the unexpected occurs. It is vital that you fully understand Your policy limits and deductibles. ...